#INDIGO MASTERCARD NUMBER FULL#

#INDIGO MASTERCARD NUMBER FULL#

Your best bet is to pay your balance off in full by either utilizing the website, pay by phone or mailing your check payment early in case of slow processing times. On top of all this, it carries a high 24.9% APR, which can be costly if carrying a balance month-to-month. Combine this with an initial credit limit of $300, and you might receive the card with only 75% of your credit limit available to start.

For some new cardholders, the initial annual fee could be as much as $75, increasing to $99 in the years following. The Indigo Mastercard comes with a slew of fees, depending on your offer. It would also be imperative to maintain a low balance as credit utilization is a factor in your credit score. By making regular and on-time payments, this card serves as a springboard for building credit and demonstrating good financial responsibility. It Can Help Build CreditĪs a card that reports to the three major credit bureaus (TransUnion, Equifax and Experian), it can lead to an improvement or establishment of credit. For rebuilding or establishing credit, this may not be a big deal but could make big-ticket purchases difficult. If approved, the credit limit is set at $300, but fortunately does not require a security deposit. If you wish to move forward, you would have to complete a full credit application with a credit check. Pre-qualifying also doesn’t affect your credit score. Even those with bankruptcies may be approved for this card. The Indigo® Mastercard® * offers a pre-qualification tool to let you know quickly if an approval is likely.

While this card has its niche in the market, there are other cards you may want to consider.įor a quick guide, here are five things you need to know about the Indigo Mastercard, issued by Celtic Bank (Serviced by Genesis FS Card Services).

The Indigo® Mastercard® * is a no-frills credit card targeted toward those with less-than-perfect credit.

Indigo mastercard number